PACT.
Purposeful · Actionable · Continuous · Trackable
Money & investing, explained like a friend would — built for teens.
No jargon, no lectures. Just plain-language lessons and a hands-on sandbox where you practice owning real companies with fake money.
P
Purposeful
Tie money to real goals — a car, freedom, not asking your parents.
A
Actionable
Small moves you can make today, not market predictions.
C
Continuous
Repeatable habits that run in the background.
T
Trackable
Simple yes/no wins you can actually see.
The 11-lesson path
Every lesson: read it plain → see an example → play with it. Nine are live now.
Phase 1 · Foundations
Phase 2 · Investing
Phase 3 · Retirement
Phase 4 · Protection & Estate
👋 For parents & guardians
PACT is educational only — not financial advice, and it never gives buy/sell recommendations. It focuses on what a teen can actually control: consistency and good habits, not predicting the market.
The practice sandbox uses simulated money and stores nothing — no sign-ups, no accounts, no data collected. Opening any real investing account should always be done together with a parent or guardian.
Not financial advice. PACT is educational content only — nothing here is a recommendation to buy or sell any specific investment. Investing involves risk, including possibly losing money, and PACT isn’t a financial advisor. If you’re under 18, open any real account together with a parent or guardian.